SADAD
QCB regulatory submission for issuing-related activities, 2026 to present.
SADAD Payment Solutions, a Qatar-based payment service provider serving thousands of merchants, holds a PSP licence from the Qatar Central Bank and is applying to add issuing-related activities to it. The change would let SADAD offer prepaid cards, payroll distribution and a Digital Engagement Platform to merchants and their employees. We are preparing the full regulatory submission that supports this application. That covers the operating model, settlement and fund safeguarding arrangements, card and transaction procedures, the AML/CFT and compliance framework, and the risk assessment. We work closely with SADAD’s leadership and compliance team, taking a clear position on each regulatory question and keeping the submission consistent from end to end.
SADAD is heading into QCB review with a complete, coherent submission that shows how its issuing business will run, how customer funds are protected and how risk is controlled, with A3M advising at every stage.